Cubefunder is built on the belief that a lender should provide loans to fit the borrower, not try and shoe-horn its customers into a set of rigid rules. Our loans are technology based but always supported by a UK team of real people based in Windsor.

What is your product?

Our loans are for £5,000 to £100,000 over a term of up to 12 months. We can flex the repayments to match your cash-flow, but do not need to take over your card payments like some other lenders. Your revenue is yours. Most of our customers really like this feature. Our loans are technology based but always supported by a UK team of real people based in Windsor.

How does it work?

Once we receive an application, you will get a call from one of the Loans Team to move the application into the funding queue.

How would a business use your product?

We can lend for any purpose including covering HMRC debts, rent payments, cashflow shortfalls, to bridge the gap when your customers do not pay you on time, stock, wages… there’s not much that we won’t cover!

What are the approximate costs?

A fixed cost of credit is agreed and there are no charges for early repayment.

How long does it typically take to secure funding?

We then run you through a quick verification check to make sure you can afford the loan. This whole process usually takes a couple of hours. We do not require reams of paperwork, as all our checks are run through online portals.

Once this is done, we will send one of our team to say hello, and sign loan documents with you, the same day, and then fund the loan immediately after.

What type of security or other requirements do you have?

Our loans are unsecured, except on occasion we may ask for the owner of the business to show the same faith in the business as we have and sign a guarantee.

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