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One more silver dollar

In the creative industries, like all business sectors, lack of funds can transform SMEs from super stardom to basket case almost overnight.

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Increase your financing options, reduce the cost of borrowing – and stay legally sound

What do you need to know about providing a Personal Guarantee (PG) when taking out a loan? Here is your chance to discover how giving a Personal Guarantee could cut the cost of your business finance and give you increased opportunity to shop around.

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The average SME owed £16k in late payments

The impact of late payments on UK SMEs has been brought into stark focus after it was revealed 65 per cent were forced to shut down.

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How to bootstrap your Start-Up Business

When you’re starting a business, it doesn’t matter what sector you’re in; the chances are that you’re going to have to spend a bit of money to get things up and running.

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ABF - A designated funding platform of the UK treasury

Around the middle of May this year (2017) officials from HM Treasury contacted me and asked for a quick chat. This was to be the final confirmation of a successful outcome to a Clifton project that dates all the way back to a Downing Street conference in 2013.

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Advice re: Payment Terms

Having both an accurate cash flow forecast and financial records that are kept up to date by a bookkeeper can greatly help to protect a business from finding itself running out of immediate funds.

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The pitfalls of payroll

Payroll is becoming an increasingly complex process. Unless your business has no choice as regards whether or not it should manage its payroll ‘in-house’, consideration should be given and a decision made as regards potentially outsourcing this important function.

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Why business owners need to prepare for cheque system shake-up

October 2017 will see one of the biggest shake ups to the English banking system in years, as the laborious cheque clearing system is forced to acknowledge 21st century technology.

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Essential skills to successfully start and run a business

Running a business is pretty different to most other career paths that you could embark upon. It requires you to have a broad range of skills across a number of different areas.

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7 signs your business is failing and how to address them

Starting a new business has never been more popular. Yet 40% of UK SMEs fail before they are five years old. The failure of these businesses is very rarely a sudden occurrence.

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The fast, low cost way to expand your business

If you are seeking funding for your business, the chances are that you are looking to expand it. But have you considered franchising your business?

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10 top tips to improve the finances of your business

With these in place, you will know what your financial expectations are for the current or first/coming year

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